Interest Rate

Interest Rate Effective from 2075 Poush 8, i.e. 2018 Dec 23

Loans and Advances

Types of Loan  
Rate in % P.A.
Overdraft BR +Up to 4.00
Working Capital Loan BR +Up to 4.00
Business Term Loan BR +Up to 4.00
SME Loan Installment BR +Up to 4.00
SME Loan Revolving BR +Up to 4.00
Real Estate Loan BR +Up to 4.00
Tourism/Hotel Loan BR +Up to 4.00
Agriculture Enterprises Loan BR +Up to 4.00
Housing Loan BR +Up to 4.00
Hire Purchase Loan  
         Private Use BR +Up to 4.00
         Business /Commercial Use BR +Up to 4.00
Foreign Employment Loan BR +Up to 4.00
Education Loan BR +Up to 4.00
Loan Against Marketable Securities BR +Up to 4.00
Professional Loan BR + 2.5% to 3.5%
Loan Against Fixed Deposit Coupan Rate+2%
 Consortium Loan As per consortium decision
Deprived Sector Loan  - Individual
                                 -Group Based                       
                                  -Institutional
BR+Up to 4.00
BR+Up to 6.00
As per Agreement
Easy Loan Revolving BR +Up to 4.00
Easy Loan Installment BR +Up to 4.00
Gold & Silver Loan BR +Up to 4.00

Base Rate (BR) as on Paush End 2075        11.59%
Base Rate (BR) as on Ashwin End 2075        11.83%

Base Rate (BR) as on Ashad End 2075        12.58%
Base Rate (BR) as on Chaitra End 2074       12.17%
Base Rate (BR) as on Paush End 2074         11.80%
Base Rate (BR) as on Ashwin End 2074       11.92%
Base Rate (BR) as on Ashad End 2074        11.71%

Deposits

For Individual
Fixed Deposit Interest Rate Tenure
Swarnim Surakshit FD( up to 5yrs)     10% p.a.         3 months up to 5 years

For Institutional
Fixed Deposit Interest Rate Tenure
Swarnim Surakshit FD (up to 5yrs)          10%  p.a.        3 months up to 5 years

Saving Deposit Interest Rate Minimum Balance
Normal Saving 7 % p.a. Zero Balance
Pensioner Saving 7 % p.a. Rs. 1,000.00
Child Saving 7% p.a. Rs. 1,000.00
Sabal Nari Saving 7% p.a. Rs. 500.00
Salary Saving 7 % p.a.* Zero Balance
Shareholder Saving 7  % p.a. Rs. 1,000.00
Farmer Saving 7% p.a. Rs. 100.00
Student Saving 7 % p.a. Rs. 100.00
Subharambha Saving 7 % p.a. Rs. 1000.00
Samajik Surakshya Saving  7 % p.a.    Zero balance
Corporate Call Account up to 7 % p.a. Rs. 1,000.00
Interbank Call Account up to 7 % p.a. Rs. 10,000.00
Personal Call Account up to  7 % p.a. Rs. 50,000.00
*Conditions Apply
 

visit us on our hours

16th Magh to 15th Kartik
Sunday - Thursday
9:45 am - 5:00 pm
Friday 9:45 - 3:00 pm

16th Kartik to 15th Magh
Sunday - Thursday
9:45 am - 4:00 pm
Friday 9:45 - 2:00 pm

Saturday & Holidays Counter from following branches :
Main Branch Gyaneshwar, Kathmandu
New Road Branch Newroad, Pokhara
Narayangarh (Lions Chowk) Branch Lions Chowk , Narayangarh
Butwal Branch Puspalal Park, Butwal

Transaction Hour
11:00 am - 2:00 pm

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find us easily View our Branches

Kathmandu-30, Gyaneshwar, Aanand Bhairab Marg.
Tel: +977-01-4440115, 4440116, 4440123,4440124
Fax : +977-01-4440134
URL : www.kamanasewabank.com
E-mail : info@kamanasewabank.com