Financial Data

Month	Base Rate	Average Base Rate	Spread
Shrawan 81	8.88	9.16	4.59
Bhadra 81	8.61	8.9	4.59
Ashwin 81	8.23	8.57	4.59
Kartik 81	8.12	8.32	4.59
Mangsir 81	7.95	8.1	4.51
Poush 81	7.72	7.93	4.59
Magh 81	7.59	7.75	4.51
Falgun 81	7.52	7.61	4.39
Chaitra 81	7.42	7.51	4.3
Baisakh 82	7.29	7.41	4.29

Month	Base Rate	Average Base Rate	Spread
Ashad 81	9.20	9.45	4.59
Jestha 81	9.41	9.74	4.59
Baisakh 81	9.73	10.09	4.59
Chaitra 80	10.09	10.41	4.59
Falgun 80	10.44	10.72	4.59
Magh 80	10.71	10.95	4.59
Poush 80	11.00	11.22	4.59
Mangsir 80	11.14	11.46	4.59
Kartik 80	11.52	11.60	4.59
Ashwin 80	11.72	11.57	4.58
Bhadra 80	11.55	11.64	4.57
Shrawan 80	11.43	11.81	4.59

Month	Base Rate	Average Base Rate	Spread
Asar 80	11.93	12.08	4.59
Jestha 80	12.06	12.29	4.78
Baisakh 80	12.25	12.49	4.78
Chaitra 79	12.56	12.64	4.78
Falgun 79	12.65	12.66	4.98
Magh 79	12.71	12.62	4.98
Poush 79	12.63	12.49	4.99
Mangsir 79	12.53	12.36	4.98
Kartik 79	12.32	12.15	4.99
Ashwin 79	12.23	11.76	4.67
Bhadra 79	11.89	4.99
Shrawan 79	11.17	4.98

Month	Base Rate	Cost of Fund	Yield	Spread
Ashar 79	11.05	9.05	13.86	4.81
Jestha 79	10.79	8.68	13.73	4.83
Baisakh 79	10.51	8.43	13.59	4.98
Chaitra 78	10.39	8.31	12.94	4.46
Falgun 78	10.34	8.22	12.63	4.40
Magh 78	9.42	7.43	11.95	4.34
Poush78	9.27	7.24	11.49	4.12
Mangsir 78	9.00	7.04	11.44	4.30
Kartik 78	8.64	6.66	11.22	4.42
Ashwin 78	8.53	6.51	11.14	4.55
Bhadra 78	8.18	6.25	10.90	4.66
Shrawan 78	8.10	6.28	10.55	4.28

Month	Base Rate	Cost of Fund	Yield	Spread
Asar 78	8.38	6.31	10.50	4.20
Jestha 78	8.2	6.18	10.39	4.23
Bhaisakh 78	8.19	6.13	10.53	4.42
Chaitra 77	8.15	6.02	10.95	4.95
Falgun 77	8.31	6.13	11.14	4.98
Magh 77	8.68	6.37	11.35	4.99
Poush77	9.05	6.48	11.47	4.99
Mangsir 77	9.68	6.60	11.53	4.93
Kartik 77	9.40	6.76	11.75	5.00
Ashwin 77	9.28	6.87	11.85	4.98
Bhadra 77	9.56	7.07	12.06	4.98
Shrawan 77	9.14	7.19	12.16	4.98

Month	Base Rate	Cost of Fund	Yield	Spread
Asar 77	10.55	7.61	12.53	4.91
Jestha 77	10.43	7.86	13.05	5.19
Bhaisakh 77	10.78	8.38	13.47	5.09
Chaitra 76	11.79	8.70	13.93	5.23
Falgun 76	11.64	8.70	13.93	5.23
Magh 76	11.73	8.62	13.95	5.33
Poush76	11.86	8.63	14.02	5.38
Mangsir 76	11.86	8.65	14.01	5.37
Kartik 76	11.98	8.65	13.86	5.21
Ashwin 76	11.56	8.56	13.94	5.38
Bhadra 76	12.02	8.66	14.01	5.35
Shrawan 76	11.49	8.71	14.02	5.31

Month	Base Rate	Cost of Fund	Yield	Spread
Asar 76	11.59	8.86	14.02	4.97
Jestda 76	11.47	8.92	13.79	4.66
Bhaisakh 76	11.54	8.93	13.78	4.65
Chaitra 75	11.65	8.92	13.84	4.68
Falgun 75	11.86	8.89	13.90	4.83
Magh 75	11.61	8.88	13.88	4.8
Poush75	11.59	8.89	13.90	4.86
Mangsir 75	12.37	8.66	13.45	4.64
Kartik 75	12.42	8.85	15.19	5.14
Ashwin 75	11.83	8.28	14.60	6.13
Bhadra 75	11.27	8.38	14.65	6.09
Shrawan 75	11.92	9.02	14.64	5.48

Month	Base Rate	Cost of Fund	Yield	Spread
Asar 75	12.58	9.25	14.61	5.22
Jestha 75	12.18	9.20	14.59	5.25
Bhaisakh 75	12.13	9.13	14.58	5.24
Chaitra 74	12.17	9.11	14.33	5.01
Falgun 74	11.84	8.76	14.20	5.23
Magh 74	11.57	8.48	14.18	5.46
Poush74	11.80	8.66	14.14	5.3
Mangsir 74	11.77	8.61	14.10	5.26
Kartik 74	11.79	8.62	13.96	5.16
Ashwin 74	11.92	8.61	13.78	4.98
Bhadra 74	11.96	8.52	13.70	5.02
Shrawan 74	12.01	8.56	18.97	10.1