Effective From 1st Asadh 2078 (15th June 2021)
| S.N. | Saving Deposit | INTEREST RATE (PER ANNUM ) | PAYMENT ON | |
|---|---|---|---|---|
| 1 | Kamana Sewa Pragati Bachat Khata | 5% | Quarterly Basis | |
| 2 | Swabhiman Bachat Khata | 5% | Quarterly Basis | |
| 3 | Shareholder Saving | 5% | Quarterly Basis | |
| 4 | KS Insta Saving | 5% | Quarterly Basis | |
| 5 | Normal Saving | 3.25% | Quarterly Basis | |
| 6 | Subharambha Saving | 3.25% | Quarterly Basis | |
| 7 | Swarnim Surakshit Saving | 3.25% | Quarterly Basis | |
| 8 | Sabal Nari Saving | 3.25% | Quarterly Basis | |
| 9 | Child Saving | 3.25% | Quarterly Basis | |
| 10 | Salary Saving | 3.25% | Quarterly Basis | |
| 11 | Student Saving | 3.25% | Quarterly Basis | |
| 12 | Pensioner Saving | 3.25% | Quarterly Basis | |
| 13 | Farmer 's Saving | 3.25% | Quarterly Basis | |
| 14 | Samajik Surakchhya Saving | 3.25% | Quarterly Basis | |
| 15 | Kholau Bachat Khata (KBK) Saving* | 3.25% | Quarterly Basis | |
| 16 | Swarnim Surakchhit Plus Saving | 3.25% | Quarterly Basis | |
| 17 | Others Saving accounts | 3.25% | Quarterly Basis | |
| 18 | Call Deposit | Up to 1.625% | Quarterly Basis | |
| S.N. | Fixed Deposit | INTEREST RATE (PER ANNUM ) | PAYMENT ON | |
|---|---|---|---|---|
| 1 | Individual | New | Renew | |
| 3 Months | 7% | 7% | Monthly or Quarterly or at Maturity | |
| Above 3 months & less than 1 year | 8.00% | 8.00% | ||
| 1 Year and above | 8.25% | 8.25% | ||
| 2 | Institutional | New | Renew | |
| 3 months | 7.50% | 7.50% | Monthly or Quarterly or at Maturity | |
| Above 3 months & less than 1 year | 8.00% | 8.00% | ||
| 1 year upto 10 years | 8.25% | 8.25% | ||
| S.N. | Recurring Deposit of Individual | INTEREST RATE (PER ANNUM ) | PAYMENT ON | |
|---|---|---|---|---|
| 1 | Recurring Deposit | 8.00% | Quarterly | |
| 2 | Sunaulo Bhabisya Recurring Deposit | 8.00% | ||
Loan & Advance
| S.N. | PRODUCT | INTEREST RATE (PER ANNUM ) (Base Rate+ Premium )(%) | ||
|---|---|---|---|---|
| 1 | Deprived Sector (Wholesale) | Negotiable | ||
| 2 | Loan against FD | upto 3% on coupon rate or Base Rate whichever is higher | ||
| 3 | Consortium Loan | As per consortium decision | ||
| 4 | Deprived Sector Loan | Base Rate + upto 5% | ||
| 5 | All others loans and advances | Base Rate + upto 5% | ||
| Base Rate as of Baishak 2078 | 8.19% | |||
| *Rs 100 will be deposited by the bank itself | ||||
| Note: Fixed Rate for Personal Term Loans - 12.99% p.a. | ||||
Base Rate Yearly
| SN | As on quarter end | Base Rate |
|---|---|---|
| 1 | Base Rate (BR) as on Baishak end 2078 | 8.19% |
| 2 | Base Rate (BR) as on Chaitra end 2077 | 8.15% |
| 3 | Base Rate (BR) as on Poush end 2077 | 9.06% |
| 4 | Base Rate (BR) as on Ashwin end 2077 | 9.28% |
| 5 | Base Rate (BR) as on Ashad end 2077 | 10.55% |
| 6 | Base Rate (BR) as on Chaitra end 2076 | 11.79% |
| 7 | Base Rate (BR) as on Paush end 2076 | 11.86% |
| 8 | Base Rate (BR) as on Ashwin end 2076 | 11.86% |
| 9 | Base Rate (BR) as on Ashad End 2076 | 11.59% |
| 10 | Base Rate (BR) as on Chaitra End 2075 | 11.65% |
| 11/td> | Base Rate (BR) as on Paush End 2075 | 11.59% |
| 12 | Base Rate (BR) as on Ashwin End 2075 | 11.83% |
| 13 | Base Rate (BR) as on Ashad End 2075 | 12.58% |
| 14 | Base Rate (BR) as on Chaitra End 2074 | 12.17% |
| 15 | Base Rate (BR) as on Paush End 2074 | 11.92% |
| 16 | Base Rate (BR) as on Ashad End 2074 | 11.71% |
