Interest Rate
| Effective From 1st Bhadra 2079 | ||||
| Deposits | ||||
| S. No. | Products | Interest Rate (Per Annum) |
Payment | |
| 1 | Kamana Sewa Pragati Bachat Khata | 7% | Quarterly Basis | |
| 2 | Swabhiman Bachat Khata | |||
| 3 | KS Insta Saving | |||
| 4 | Shareholder Saving | |||
| 5 | Normal Saving | |||
| 6 | Subharambha Saving | |||
| 7 | Swarnim Surakshit Saving | |||
| 8 | Sabal Nari Saving | |||
| 9 | Child Saving | |||
| 10 | Salary Saving | |||
| 11 | Student Saving | |||
| 12 | Pensioner Saving | |||
| 13 | Farmer 's Saving | |||
| 14 | Samajik Surakchhya Saving | |||
| 15 | Kholau Bachat Khata (KBK) Saving* | |||
| 16 | Swarnim Surakchhit Plus Saving | |||
| 17 | Other saving accounts | |||
| 18 | Subhalabh Lagani Saving Account | 8.75% | ||
| 19 | SubhaShree Saving Account | 9.00% | ||
| 20 | NRN Saving Account | 10.00% | ||
| 21 | Call Account | Up to 3.50% | ||
| Fixed Deposits | ||||
| S. No. | Product | Interest Rate (Per Annum ) |
Payment on | |
| 1 | Individual | New | Renew | |
| 3 Months and Above | 12% | 12% | Monthly or Quarterly or at Maturity | |
| 2 | Institutional | New | Renew | |
| 3 Months and Above | 10% | 10% | Monthly or Quarterly or at Maturity | |
| Recurring/Others Fixed Deposits (Individual) | ||||
| S. No. | Product | Interest Rate (per annum ) |
Payment on | |
| Recurring Deposit | 11% | Quarterly | ||
| Sunaulo Bhabisya Recurring Deposit | 11% | |||
| Remittance Fixed Deposit | 13% | Monthly or Quarterly or at Maturity | ||
| Loans & Advances | ||||
| S. No. | Products | Interest Rate (Per Annum ) (Base Rate+ Premium )(%) |
||
| 1 | Loan against FD | Upto 3% on coupon rate or Base Rate whichever is higher | ||
| 2 | Consortium Loan | As per consortium decision | ||
| 3 | Deprived Sector Loan | Base Rate + upto 5% | ||
| 4 | All others loans and advances | Base Rate + upto 7% | ||
| Base Rate as of Ashadh 2079 | 11.05% | |||
|
Interest Rate Spread Ashadh 2079
|
4.81% | |||
| *Rs 100 will be deposited by the bank | ||||
| Fixed Rate for Personal Term Loans - 14.99% p.a. | ||||
| # Additional 0.1% can be provided for FD renewal through Bidding. | ||||
