| Interest Rate | ||||
| Effective From 1st Ashoj 2078 (17th September 2021) | ||||
| Deposits | ||||
| S. No. | Products | Interest Rate (Per Annum) |
Payment | |
| 1 | Kamana Sewa Pragati Bachat Khata | 4.50% | Quarterly Basis | |
| 2 | Swabhiman Bachat Khata | |||
| 3 | KS Insta Saving | |||
| 4 | Shareholder Saving | |||
| 5 | Normal Saving | 4.50% | ||
| 6 | Subharambha Saving | |||
| 7 | Swarnim Surakshit Saving | |||
| 8 | Sabal Nari Saving | |||
| 9 | Child Saving | |||
| 10 | Salary Saving | |||
| 11 | Student Saving | |||
| 12 | Pensioner Saving | |||
| 13 | Farmer 's Saving | |||
| 14 | Samajik Surakchhya Saving | |||
| 15 | Kholau Bachat Khata (KBK) Saving* | |||
| 16 | Swarnim Surakchhit Plus Saving | |||
| 17 | Other saving accounts | |||
| 18 | Subhalabh Lagani Saving Account | 6.00% | ||
| 19 | NRN Saving Account | 7.00% | ||
| 20 | Call Account | Up to 2.25% | ||
| Fixed Deposits | ||||
| S. No. | Product | Interest Rate (Per Annum ) |
Payment on | |
| 1 | Individual | New | Renew | |
| 3 Months to less than 6 Months | 8.50% | 8.50% | Monthly or Quarterly or at Maturity | |
| 6 Months to less than 1 Year | 9.00% | 9.00% | ||
| 1 Year and Above | 9.50% | 9.50% | ||
| 2 | Institutional | New | Renew | |
| 3 Months to less than 6 Months | 8.00% | 8.00% | Monthly or Quarterly or at Maturity | |
| 6 Months to less than 1 Year | 8.50% | 8.50% | ||
| 1 Year and Above | 9.00% | 9.00% | ||
| Recurring Deposits (Individual) | ||||
| S. No. | Product | Interest Rate (per annum ) |
Payment on | |
| Recurring Deposit | 8.50% | Quarterly | ||
| Sunaulo Bhabisya Recurring Deposit | 8.50% | |||
| Loans & Advances | ||||
| S. No. | Products | Interest Rate (Per Annum ) (base rate+ premium )(%) |
||
| 1 | Loan against FD | Upto 3% on coupon rate or Base Rate whichever is higher | ||
| 2 | Consortium Loan | As per consortium decision | ||
| 3 | Deprived Sector Loan | Base Rate + upto 5% | ||
| 4 | All others loans and advances | Base Rate + upto 7% | ||
| Base Rate as of Shrawan 2078 | 8.10% | |||
| *Rs 100 will be deposited by the bank | ||||
| Fixed Rate for Personal Term Loans - 13.99% p.a. | ||||
