Interest Rate



Interest Rate

Effective From 1st Bhadra 2079 
Deposits
S. No. Products Interest Rate 
 (Per Annum)
Payment
1 Kamana Sewa Pragati Bachat Khata  7% Quarterly  Basis
2 Swabhiman Bachat Khata 
3 KS Insta Saving
4 Shareholder Saving 
5 Normal Saving 
6 Subharambha Saving 
7 Swarnim Surakshit  Saving 
8 Sabal Nari Saving 
9 Child Saving 
10 Salary Saving 
11 Student Saving 
12 Pensioner Saving 
13 Farmer 's Saving 
14 Samajik Surakchhya Saving 
15 Kholau  Bachat Khata (KBK) Saving*
16 Swarnim Surakchhit Plus Saving 
17 Other saving accounts 
18 Subhalabh Lagani Saving Account 8.75%
19 SubhaShree Saving Account 9.00%
20 NRN Saving Account  10.00%
21 Call Account Up to 3.50%
 
Fixed Deposits
S. No. Product Interest Rate
  (Per Annum )
Payment on
1 Individual  New  Renew   
3 Months and Above 12% 12%  Monthly or Quarterly or at Maturity
2 Institutional  New  Renew   
3 Months and Above 10% 10%  Monthly or Quarterly or at Maturity
Recurring/Others Fixed Deposits (Individual)
S. No. Product Interest Rate
 (per annum )
Payment on
  Recurring Deposit 11% Quarterly 
  Sunaulo Bhabisya Recurring Deposit 11%
  Remittance Fixed Deposit 13% Monthly or Quarterly or at Maturity
 
Loans & Advances
S. No. Products Interest Rate (Per Annum )
 (Base Rate+ Premium )(%)
1 Loan against FD  Upto 3% on coupon rate or Base Rate whichever is higher
2 Consortium Loan As per consortium decision
3 Deprived Sector Loan Base Rate + upto 5%
4 All others loans and advances Base Rate + upto 7%
Base Rate as of Ashadh 2079 11.05%
Interest Rate Spread Ashadh 2079
4.81%
*Rs 100 will be deposited by the bank
Fixed Rate for Personal Term Loans - 14.99% p.a.
# Additional 0.1% can be provided for FD renewal through Bidding.