Interest Rate



Interest Rate

Effective From 1st  Asadh 2078 (15th June 2021)

Deposit
S.N. Saving Deposit  INTEREST RATE (PER ANNUM ) PAYMENT ON
1 Kamana Sewa Pragati Bachat Khata  5% Quarterly  Basis
2 Swabhiman Bachat Khata  5% Quarterly  Basis
3 Shareholder Saving  5% Quarterly  Basis
4 KS Insta Saving 5% Quarterly  Basis
5 Normal Saving  3.25% Quarterly  Basis
6 Subharambha Saving  3.25% Quarterly  Basis
7 Swarnim Surakshit  Saving  3.25% Quarterly  Basis
8 Sabal Nari Saving  3.25% Quarterly  Basis
9 Child Saving  3.25% Quarterly  Basis
10 Salary Saving  3.25% Quarterly  Basis
11 Student Saving  3.25% Quarterly  Basis
12 Pensioner Saving  3.25% Quarterly  Basis
13 Farmer 's Saving  3.25% Quarterly  Basis
14 Samajik  Surakchhya    Saving  3.25% Quarterly  Basis
15 Kholau  Bachat Khata (KBK) Saving* 3.25% Quarterly  Basis
16 Swarnim Surakchhit Plus Saving  3.25% Quarterly  Basis
17 Others Saving  accounts  3.25% Quarterly  Basis
18 Call Deposit Up to 1.625% Quarterly  Basis

 

S.N. Fixed Deposit INTEREST RATE (PER ANNUM ) PAYMENT ON
1 Individual New  Renew   
3 Months  7% 7% Monthly or Quarterly or  at Maturity
Above 3 months & less than 1 year  8.00% 8.00%
1 Year and above 8.25% 8.25%
2 Institutional  New  Renew   
3 months 7.50% 7.50% Monthly or Quarterly or at Maturity
Above 3 months & less than 1 year  8.00% 8.00%
1 year upto 10 years 8.25% 8.25%

 

S.N. Recurring Deposit of Individual INTEREST RATE (PER ANNUM ) PAYMENT ON
1 Recurring Deposit 8.00% Quarterly 
2 Sunaulo Bhabisya Recurring Deposit 8.00%

Loan & Advance

S.N. PRODUCT INTEREST RATE (PER ANNUM ) (Base Rate+ Premium )(%)
1 Deprived Sector (Wholesale) Negotiable
2 Loan against FD  upto 3% on coupon rate or Base Rate whichever is higher
3 Consortium Loan As per consortium decision
4 Deprived Sector Loan Base Rate + upto 5%
5 All others loans and advances Base Rate + upto 5%
Base Rate as of Baishak 2078 8.19%
*Rs 100 will be deposited by the bank itself
Note: Fixed Rate for Personal Term Loans - 12.99% p.a.

Base Rate Yearly

SN As on quarter end Base Rate
1 Base Rate (BR) as on Baishak end 2078    8.19%
2 Base Rate (BR) as on Chaitra end 2077    8.15%
3 Base Rate (BR) as on Poush end 2077    9.06%
4 Base Rate (BR) as on Ashwin end 2077   9.28%
5 Base Rate (BR) as on Ashad end 2077 10.55%
6 Base Rate (BR) as on Chaitra end 2076 11.79%
7 Base Rate (BR) as on Paush end 2076 11.86%
8 Base Rate (BR) as on Ashwin end 2076 11.86%
9 ​Base Rate (BR) as on Ashad End 2076 11.59%
10 Base Rate (BR) as on Chaitra End 2075 11.65%
11/td> Base Rate (BR) as on Paush End 2075 11.59%
12 Base Rate (BR) as on Ashwin End 2075 11.83%
13 Base Rate (BR) as on Ashad End 2075 12.58%
14 Base Rate (BR) as on Chaitra End 2074 12.17%
15 ​Base Rate (BR) as on Paush End 2074 11.92%
16 Base Rate (BR) as on Ashad End 2074 11.71%