As we begin Fiscal Year 2083/84, I would like to express my sincere gratitude to our valued customers, shareholders, Board of Directors, regulators, institutional partners, and dedicated employees for your continued trust and confidence in Kamana Sewa Bikas Bank.
Over the past few years, we have focused on strengthening the Bank's financial stability, improving the quality of our business, enhancing risk management practices, and delivering sustainable value to our stakeholders.
Guided by our commitment "प्रतिबद्धता" and our philosophy of PQR – Prudence, Quality Business and Return, we continue to build a responsible, well-governed and future-ready bank.
Highlights from FY 2082/83
- Doorstep Banking through Bishista Bachat Khata.
- Launch of Alpha Grow Saving Account.
- NPL maintained below industry average.
- 24×7 Account Block Support Service.
- Online Video KYC.
- AI-powered Customer Assistance.
- Government Platform Integration.
- Healthy CASA & CD Ratio.
Looking Ahead
Our theme for this year is Momentum 2027: From Stability to Scale, Developing a Future-Ready Bank. We will continue accelerating digital transformation, strengthening governance, enhancing customer experience, investing in our people, and delivering sustainable value to every stakeholder.
"Banking is built on trust, responsibility, innovation, and long-term relationships."
With your continued support and the dedication of our team, I am confident that Kamana Sewa Bikas Bank will continue its journey toward becoming one of Nepal's leading development banks.
Kamana Sewa Bikas Bank
