Bishista Bachat Khata

Bishista Bachat Khata is a premium saving account specifically designed for elite individuals who value exceptional service as well as exclusive benefits. This account is ideal for high net worth individuals and elite professionals seeking more than just a place to save but a partner in wealth management and financial growth. This product is also valuable for individuals with mobility challenges, senior citizens, busy professionals, for area with little to no financial access and definitely aligns with the bank’s broader commitment to customer centric service delivery and financial inclusion.

In a market saturated with generic savings products, Bishista Bachat Khata stands out by offering 3 pillars of premium banking i.e. Exclusivity, Privileges and Returns. This one of a kind product is completely based on innovative personalized banking and offers our valuable customers the ability to access essential banking services from the comfort of their home, office or their convenient location.

Bishista Bachat Khata accountholders are provided with unique personalized Door Step Banking service through the use of specialized mobile banking application.

*Door Step banking service is available for Kathmandu Valley only.

General Features

Minimum Balance	NPR 50,000 /-
Interest Rate	As per published rate by the Bank from time to time
KS iMobile	Free*
Debit Card	Free*
Locker Charge	Free*
Locker Security Deposit	Zero*
Locker Surrender Charge	As per STC
Demat/Meroshare	Free*
Interest Calculation	Interest calculated on a daily basis and payable on a quarterly basis
Eligibility	All individuals except minors can open this account

*Subject to changes as per the management decision from time to time.