In this competitive market, to be visible and to attract customers we need to design a single product with maximum benefit. Taking this into consideration Swarnim Surakchhit Saving Account is designed. A single product with maximum benefit to the customer is the main motto of this product. To attract the large customer base this product offers the highest interest rate, offers freebies, offers discounts in various banking products and facilities, and is tied up with insurance. Any individual who wants to open this account can open this account.