Bal Bachat Saving account

Bal Bachat Saving account is the product designed for the children/minors below 18 years of age. This product is designed intending parents to save for the future of their children. Children/Minor below 18 years can only open this account, which can be operated by the guardian. Once the child reaches 18 years the account owner will be transferred to him/her after submission of citizenship.

  • Minimum balance: NPR 100 .00
  • Interest Rate: 3.25%**
  • Debit Card Charge: Free for the first year
  • Internet Banking Charge: Free for the first year
  • Mobile Banking Charge: Free for the first year
  • ABBS: Free up to NPR 500k/ day  
  • Cheque Book: Free Cheque Book 
  • Interest Calculation: Interest Calculation on daily and payable quarterly 
  • Special feature: Children/Minor below 18 years can only open this account, which can be operated by the guardian. Once child reaches 18 years the account owner will be transferred to him/her after submission of citizenship 

  •  Birth Registration Certificate or Minor Card from competent authority should be submitted to open this account.