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    Swabhiman Bachat Khata is a saving deposit account for Visually Impaired people. Under this scheme, Visually Impaired person can open this account with zero balance and enjoy maximum interest rate of saving account. 



    Features

    Product Name

    Swabhiman Bachat Khata

    Minimum Balance

    Zero

    Interest rate

    As per published rate by the Bank from time to time

    Locker Charge

    Free for first year and as per STC thereafter

    Locker Security Deposit

    50% waiver (Existing: As per STC)

    Other Facilities

    Debit Card, Internet Banking, Demat and MeroShare will be provided to him/her after written request confirming that he/she is able to use that service.

    Interest Calculation

    Interest Calculation on daily basis and payable on quarterly basis

    Required Documents

    v Documentation for opening account for Nepalese Citizenship Holder

    ·        Dully filled up Bank’s standard Account Opening Form along with KYC information/ details

    ·        Passport size photographs

    ·        Copy of citizenship certificate/passport

    ·        Covering document in Braille with major terms and conditions of account opening.

     

    v Documents for opening account for Minors

    ·        Dully filed up Bank’s Standard Account Opening Form along with KYC information/ details of guardian/ parents.

    ·        Recent passport size photographs of each of the minor and the guardian

    ·        Birth Registration Certificate

    ·        Copy of Citizenship Certificate/ Passport for Guardians/ Parents

    ·        Enhanced CDD as per the risk grading

    ·        Certificate of Guardian issued by District Administration Office.