Individual fixed Deposit can be opened by any customer who have maintained saving accounts in the bank. Individual (or joint) can open Fixed Deposit by debiting the amount from the savings account and placement of Fixed Deposit at a defined period of time.
| Minimum Amount | NPR 5,000/- |
| Interest Rate | As per published interest rate of the Bank |
| Tenure | 3 months and above Or As per published interest rate of Bank |
| Interest Calculation | Interest calculation on daily basis while interest and its payment is subject to published interest rate of Bank. |
| Loan against FD | 90% of existing FD balance amount in FD can be availed for loan facility |