Margin Lending

Margin lending is a type of loan that allows you to borrow money to invest, by using your existing shares, managed funds, and/or cash as security. It’s a type of gearing which is borrowing money to invest.

• Financing against owned shares.
• For purchasing of share

• 1. Loan Limit:

  Minimum: NPR 0.5 Million

  Maximum:

  Individual Borrower: NPR 250 Million for individual SOL.

  For Institutions Borrower: No limit for institution established with the objective of making investment in securities market.

  2. Loan to value

  Valuation of the share shall be carried out in line with NRB Directives as follows.

  Ordinary Shares: 180 days average trading price or latest closing price whichever is lower.

  Promoter shares: 50% of lower of

  ·         50% of 180 days average trading price of ordinary shares or

  ·         latest closing price of promoter share; whichever is lower.

  
  

  Mutual Fund: 180 days average trading price or latest closing price or Net Asset Value (NAV); whichever is lower

  3. Loan Tenure: Maximum 1 Year

  4. Hassle Free.

  5. Quick Processing Time.

• Passport size photo of applicants/guarantor.
• Copy of citizenship document of borrowers/guarantor
• DMAT Statements.
• PAN in case limit above 10 Million.
• Registration Document at the concerned Nepal Government Office and Tax Office (for firms/companies).
• Memorandum of Articles and Association (if Private Limited).
• Partnership Deed (for Partnership firm).
• Board Resolution (if Private Limited and Institutions).  
• At least 2 years past audited financials for business income.