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    • Convenience of contactless payments.
    • KSBBL UPI debit Card can be used in any of the ATMs and POS machines displaying SCT Logo throughout Nepal and India.
    • Can be used in ATMs for Cash withdrawal, Balance Enquiry and Mini-Statement of Accounts
    • Can be used in POS terminals for purchase of goods & services from various merchants like departmental stores, hospitals, retail shops and so on.
    • Association with the international brand “Union Pay”.
    • EMV compliant Chip-based card for secured transaction.
    • 4-years Validity.

    Eligibility to avail KSBBL UPI Debit Card

    KSBBL UPI debit Card shall be available to the individual customer who has maintained local currency account with the Bank. The accounts can be as follows:

    • Saving Accounts
    • Current Accounts
    • Joint Accounts in which operation mode is "Any One Signature" upon request signed by all the account holders.
    • Accounts of Sole Proprietorship Firm in the name of proprietor upon request.

    UPI Debit Card

    S.N. Product / Service Fee/ Charges




    Issuance of Card

    Free for 1st Year

    Issuance fee NPR 750/-

    (One Time payment in 2nd Year)


    Customers can pay in 3 installments

    (NPR 250/- per year starting from 2nd year)

    Validity of card shall be 4 years


    Re-issuance of (Lost Card/Damaged/Replacement)

    NPR 250/-


    Card Block Fee

    NPR 100/-


    Card Unblock Fee



    Pin Re-generation

    NPR 100/-


    Uncollected Cards and Pins (if
    not collected within 6 months)

    NPR 250/-



    Cards not returned at the time of
    account closure (if validity of card remaining)


    NPR 100/-


    Wrong Claim Charge

    NPR 250/- per claim


    Card link to Overdraft Card Account

    NPR 750 /-



    Card Link to another account of same customer other than
    initially issued Card


    NPR 100/-


    Cash withdrawal from KSBBL



    Balance Enquiry from KSBBL ATM




    Cash withdrawal from other than KSBBL ATM

    For the Period of One Month
    For the first two withdrawals: Free
    From the third withdrawal: NPR 20/- per transaction


    Balance Enquiry from other than KSBBL ATM

    NPR 20/- for all ATM terminals within Nepal


    Cash withdrawal within VISA ATMs in India

    NPR 300/-

           Cash withdrawal within SCT-UPI ATMs in India
    NPR 325/-


    Balance Enquiry within VISA ATMs in India

    NPR 50/-


    E-Commerce Registration

    NPR 100/-


    E-Commerce Renewal Fee

    NPR 100/-

    Eligible applicants maintaining account with Kamana Sewa Bika Bank can visit the concerned with Kamana Sewa Bika Bank branch.

    Not at present.

    The validity of chip based debit card is 5 years.
    You may either call our 24/7 Helpdesk at Card Center or call in # Toll Free No: 16600-11-3000 or +977-01-5970030. You may also visit our nearest branch
    Yes. Charges are applicable
    The card is strictly nontransferable and can be used only by the card holder.

    The card transactions get declined sometimes due to the following reasons:

  • ATM/POS machine not able to read the chip data of the card.
  • Multiple Wrong PIN attempt made by the cardholder
  • Cardholder Account in dormant, blocked status, insufficient funds.
  • Other various technical issues
  • Physical problem in the ATM and POS machines
  • Email:

    Support Number: 16600-11-3000 or +977-01-5970030

    • Easy Payment

    • Convenient

    • Moving together with technology

    Card can be closed anytime as per the wish of the customer.
    Both Kamana Sewa Bikas Bank Visa Debit Card and Kamana Sewa Bikas Bank Insta Card can be used in Nepal & India at ATM Terminals, POS Machines or ECOM payment at websites verified by Visa.

    ATM Card & POS Limit

    Within Nepal

    In India

    Per Transaction Limit - ATM

    NPR 25,000.00

    INR 10,000.00

    Daily Transaction Limit - ATM

    NPR 100,000.00

    INR 10,000.00

    Monthly Transaction Limit - ATM

    NPR 400,000.00

    INR 100,000.00

    Daily Transaction Count Limit - ATM



    Per Transaction Limit - POS

    NPR 100,000.00

    INR 100,000.00

    Daily Transaction Limit - POS

    NPR 300,000.00

    INR 100,000.00

    Monthly Transaction Limit - POS

    NPR 600,000.00

    INR 100,000.00

    Daily Transaction Count Limit - POS




    • Please insert your Chip Card on Card Reader and leave the card until and less your transaction is completed.
    • Please read the instructions displayed in the ATM Screen carefully.
    • Please collect cash and card after it is instructed.
    • Always verify the cash before leaving the ATM booth.
    • Do keep the transaction receipt’s with you and verify them with your account statement regularly.
    • Please change your PIN number on regular basis.
    • Do not give your card to any other person for any purpose.Do not accept help from any person when using your card in the ATM. If you need any help, please call us at the numbers given below.


    • Don't give your password or PIN Code to anyone.
    • Do not perform transactions in presence of others.
    • Do not leave ATM booth before your transaction is complete.
    • Please do not try to remove the card forcefully from the ATM. This may damage the chip on the Card as well as Card Reader.
    • Do not share your PIN number with others.