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    When you invest in a bank fixed deposit, you can easily get a loan against it without having to break it.


    • Interest Rate: Coupon Rate plus 2 percent (or base rate whichever is higher).
    • Limit: as per FD amount.
    • LTV: 90% for Funded limit and 100% for non-Funded limit.
    • Tenure : 3 Months minimum
    • Maximum: 1 Year or Maturity date whichever is earlier
    • Interest Payment Modality: Monthly or Quarterly (on the basis of Nepali Calendar)
    • Facility Types: Overdraft or Demand Loan
    • Premature of FD: Premature shall be allowed only after settlement of loans and its dues.

    Required Documents