Smart SME/Saral Byapar Karja || Kamana Sewa Bikas Bank Limited

Facility Type: Revolving or Term Loan
Limit: Minimum 25 lakhs above to Maximum 50 Lakhs
Tenure: Revolving (Overdraft) 1 years on renewal basis & for term loan up to 15 years.
LTV 80% of FMV of real state collateral.
Repayment: EMI or EQI as per the necessity.

Loan Application
Audited and 3 years projected financial statement. ( For Term Loan- up to tenure financial is required
Copy of Firm/ PAN/ VAT Registration Certificate, Partnership Deed, Latest Tax Clearance Certificate.
MOA/ AOA (If Any.
Company’s Profile.
Board Resolution for opening A/C, Availing Loan, Delegation of Authority (If an).
Copy of citizenship and 1 copy of PP size photograph of all directors.
Project Proposal (If any).
Profile (Biodata) of the Directors/ Shareholders.
Documents related to fixed assets security (i.e. Lal Purja, Tiro Rashid etc).
Bank Statement.
Detail report of Stocks, Account Receivables, Account Payables, Goods in Transit, Sales, Purchase etc.
If Directors/ Shareholders are involved in other company details of the company.
List of major Suppliers/ Buyers.
Main products of the unit/ Firm/ Industry/ Company.

Smart SME/Saral Byapar Karja