Sajilo Krishi Karja


To finance fund required for agriculture activities (establishing or expanding agricultural project based income generation activities such as Dairy, Fishery, Poultry, Fruit and flower farming, Fertilizer, pesticides and insecticides, Medical herbs (Jadibuti), Tobacco, Jute, other cash crops, sugarcane, big cardamom and ginger and other farming, animal husbandry and slaughter house, bee keeping and other agriculture related business  and to purchase agriculture equipment such tractor, thresher and other agriculture equipment, and any other agriculture works).

Target Groups

  • Farmers involved in small scale and medium scale agriculture/Foreign returned youths involved in agriculture, rural based farmers with registration
  • Farmers associated in Land Bank and/or any other land uses policy form local /province government shall be given priority in coordination with local/province government with registration
  • Group farming and registered farmer’s groups who are involved in group farming.
  • Any Individual with requirement of finance/Refinance of Agricultural Equipment (i.e., Tractor, Harvester, thresher etc.) 


  • Minimum Age of 18 years above and Nepalese Citizenship Holder.

  • Maximum loan limit of NPR 2.5 million.
  • Maximum Tenure: up to 30 years.
  • Nature of loan: Term/OD/Demand loan (as appropriate) based on customer’s cash flow.
  • Repayment shall be made on EMI basis for Term loans.
  •  In case of overdraft facility: Monthly/Quarterly interest
  • Maximum up to 80% of the Fair market value of real estate collateral

  • Copy of Citizenship certificate of borrower/guarantor(s)
  • Photograph of the Borrower/s and Guarantor/s
  • Copy of Land Ownership Registration Certificate (Lalpurja), four boundary certificate, blue print and trace map
  • In case of collateral security as land and building, documents of building like construction permission, approved drawing and construction completion certificate. In case of FMV of land is sufficient to cover loan as per required LTV ratio building related document are not mandatory.
  • Properly filled loan application form as prescribed by Bank
  • Land Revenue paid receipt shall be obtained prior to disbursement.
  • Registration documents of business
  • Business renewed document or tax pay receipt
  • Quotation/bill of Equipment for agricultural equipment financing